As a homeowner in Indiana, you most likely have a policy at home. This makes sense, as you want to make sure it remains in good condition from potential disasters. From damages caused by fires to vandalism to wind, your insurance covers your house and its contents from a wide array of perils.
One thing you probably aren’t aware of is that your coverage doesn’t include damage caused by pests.
Standard Policies Don’t Come with Pest Infestation Coverage
All standard homeowner insurance plans don’t include coverage for pest infestations, although you can get a separate policy for it. However, most people aren’t aware of this, so they continue believing that their insurer will pay out for damages that these destructive creatures.
The simple reason insurance providers don’t provide coverage is because they consider pest infestations as maintenance issues.
Pests in a Home: A Sign of Neglect
Home policies won’t pay out for damages caused by neglect. As most infestations occur due to this reason, you can’t expect insurance companies to settle.
What does neglect have to do with these menaces taking over your home? A lot. For instance, not cleaning regularly attracts many different insects and critters, such as cockroaches and rodents. These creatures multiply rapidly, so you can face an infestation in a few weeks.
Yes Pest Pros, Inc. noted that a pest control service can help you reduce the odds of facing serious property damages, like when termites attack the foundation of your home. In case you’ve neglected your cleaning chores for quite some time, now’s the best time to contact these pros. This will prevent pests from reproducing and wreaking havoc to your home.
Pest Control and Home Maintenance
When it comes to keeping pests away from your home, your number one tool is cleaning. Simply making sure you leave the kitchen spotless after cooking and having meals as well as storing food products properly and in tight-lid containers can already mitigate your risks.
Pest infestation is never a good thing. If you don’t do something about them right away, you could be saying goodbye to your hard-earned money as you hand them over to experts who will repair your home.